Mortgage - Whether you’re a first-time homebuyer or already a homeowner, you should always Shop, Compare, Negotiate. When buying a home, remember to shop around, to compare costs and terms, and to negotiate for the best deal. Your local newspaper and the Internet are good places to start shopping for a loan. You can usually find information both on interest rates and on points for several lenders. Rates and points can change daily. Home loans are available from several types of lenders-thrift institutions. commercial banks, mortgage companies, and credit unions. Different lenders may quote you different prices, so you should contact several lenders to make sure you're getting the best price. You can also get a home loan through a mortgage broker. Brokers arrange transactions rather than lending money directly; in other words, they find a lender for you. |
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